1. Introduction
Welcome to Savvy Cents! These User Terms ("Terms") govern your use of our application (the "App") and any services provided by us. By downloading, accessing, or using the App, you agree to comply with and be bound by these Terms. If you do not agree with these Terms, you should not use the App.
2. Use of the App
You must be at least 13 years old to use the App. By using the App, you represent and warrant that you are at least 13 years old. If you are under 18, you may only use the App with the consent of your parent or legal guardian.
3. Account Registration
To use certain features of the App, you may need to register for an account. You agree to provide accurate and complete information during registration and keep your account information up to date. You are responsible for maintaining the confidentiality of your account and password and for all activities that occur under your account.
4. Privacy
Your use of the App is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy to understand how we collect, use, and protect your personal information.
5. User Conduct
You agree not to engage in any of the following prohibited activities:
- Using the App for any illegal purpose or in violation of any laws or regulations
- Interfering with or disrupting the security or functionality of the App
- Attempting to gain unauthorized access to other users' accounts or personal information
- Uploading or transmitting any viruses or malicious code
- Engaging in any activity that could harm the App or its users
6. Intellectual Property
The App and its original content, features, and functionality are owned by Savvy Cents and are protected by intellectual property laws. You are granted a limited, non-exclusive, non-transferable, revocable license to use the App for personal, non-commercial use. You may not reproduce, distribute, modify, or create derivative works of the App without our prior written consent.
7. Termination
We reserve the right to terminate or suspend your account and access to the App at our sole discretion, without prior notice, for conduct that we believe violates these Terms or is harmful to other users of the App, us, or third parties.
8. Disclaimers and Limitation of Liability
The App is provided on an "as is" and "as available" basis. We make no warranties, express or implied, regarding the App's operation or availability. To the fullest extent permitted by law, we disclaim all warranties, including those of merchantability, fitness for a particular purpose, and non-infringement.
In no event shall Savvy Cents be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits or revenues, whether incurred directly or indirectly, or any loss of data, use, goodwill, or other intangible losses resulting from (i) your use of the App; (ii) your inability to access or use the App; (iii) any conduct or content of any third party on the App; or (iv) unauthorized access, use, or alteration of your content or account information.
9. Governing Law
These Terms and any disputes arising out of or related to them shall be governed by the laws of [Your State/Country], without regard to its conflict of law principles. You agree to submit to the exclusive jurisdiction of the courts located in [Your State/Country] to resolve any legal matters arising from these Terms.
10. Changes to Terms
We reserve the right to modify these Terms at any time. We will notify you of any changes by posting the updated Terms on this page. Your continued use of the App after the effective date of any changes constitutes your acceptance of the new Terms.
11. Contact Us
If you have any questions about these Terms, please contact us at [Your Company Contact Information].
Thank you for using Savvy Cents. We value your trust and are committed to providing a safe and enjoyable experience.
Savvy Cents Team